It sounds so simple, and it is: Take a card or pay one chip. If you take the card you get its points, but points are bad. But you also get the chips that others have played, and that’s good (each chip nullifies one point). So say, “No thanks!” and play your chips, but watch out: When you’re out of chips that card’s all yours.

3-7 players
Ages 8+
20 minute play time